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PUBLIC SECTOR BANKS AND NON-PERFORMING ASSETS IN INDIA

 

ZIWANI  SHALLA

Institute for Technology and Management,

New Delhi

India

 

ABSTRACT

 

This paper attempts to measure the relative efficiency of Indian PSU banks on overall financial performances. Since, the financial industry in a developing country like India is undergoing very dynamic pace of restructuring, it is imperative for a bank to continuously monitor their efficiency on Non-Performing Assets, Capital Risk-Weighted Asset Ratio, Business per Employee, Return on Assets and Profit per Employee. Here, Non-Performing Assets is a negative financial indicator. To prove empirically, the article proposes a framework to measure efficiency of Indian public sector banks.

 Key Words: Efficiency, NPA- Non-Performing Assets, DEA -Data Envelopment Analysis, CAR-Capital Adequacy Ratio, Negative Output, Banking

 

 

 

 

 

 

 

 


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